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4
7
9
3
1
K
+
Statements read
1
4
7
9
3
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8
6
4
8
9
4
secs
Average fee check
1
4
7
9
3
2
5
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4
8
9
4
+
Fee types we flag
1
4
7
9
3
9
9
6
4
8
9
4
%
Statements with fees to flag
On the merchant's side
We work for the merchant, not the processor
The Fee Auditor reads merchant processing statements line by line, finds the fees you are overpaying, and hands you the exact number in writing. It is free to you, because our processing partner pays us only when you switch and save.
Our processing partner
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About Us
Most owners have no idea what they really pay to accept a card. The rate on the sign-up sheet is almost never the rate on the statement, and the fees that hurt are buried pages deep in acronyms. We read those pages, put them in plain English, and show you where the money is actually going.
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Our Mission
To make what you pay for card processing impossible to hide. Every merchant should be able to see, in plain numbers, what they are charged and whether it is fair. We read the fine print so that answer takes a minute, not an afternoon with a highlighter.
In their words
Trusted by merchants who were tired of guessing
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“They read my statement and found almost three hundred dollars a month in fees I did not understand. I switched and kept the savings. It did not cost me a thing.”
Marcus Reyes
Owner, Reyes Family Diner, San Antonio TX
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“I always figured I was overpaying but could never make sense of the statement. They spelled it out in plain English in a day. Best sixty seconds I have spent on the business in a while.”
Michael Chen
Owner, Riverside Coffee, Portland OR
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“No sales pitch, no pressure. They showed me exactly what I paid, told me what was fair, and let me decide. I switched, and I am saving every month.”
Sarah Bennett
Owner, Bennett and Co Boutique, Nashville TN
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“Once someone translated the junk fees on my old statement, they were hard to believe. The Fee Auditor caught them all and got me a better rate, free the whole way.”
Olivia Rodriguez
Owner, Luna Salon, Miami FL
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“I run a shop, not a spreadsheet. They did the reading, handed me the number in writing, and I save a couple hundred a month now.”
James Carter
Owner, Carter Auto Service, Columbus OH
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“I thought my rate was fine. Turns out I was paying for things I had never heard of. They found them, I switched, and the audit cost me nothing.”
Emma Williams
Owner, The Corner Market, Denver CO
What we stand for
The Principles That Guide Our Work
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Integrity
We tell you the truth about your statement, even when the truth is that you already have a fair deal. No upsell, no pressure, no fine print of our own.
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Clarity
Processing statements are built to confuse. We translate every line into plain English so you can see exactly where your money goes.
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Efficiency
The check takes about sixty seconds and the written audit lands within one business day. Fast answers, and no sales call to sit through.
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Partnership
We only get paid when you switch and save, so we are on your side by design. We win when you win, and not a minute before.
Story
Our journey
2020
The Fee Auditor started with one stubborn question: why is a processing statement so hard to read? We began pulling merchant statements apart line by line to find out.
2021
We built a plain-English way to explain every line item, so an owner could see in minutes what used to take an afternoon with a highlighter.
2022
We partnered with a processor willing to compete on price, so that when a merchant was overpaying, there was somewhere better to go.
2023
We put every audit in writing, with the exact savings figure, so owners could decide with the numbers in front of them and no sales pressure.
2024
Today we read statements for merchants across the country, still free to them, still paid only when someone switches and saves.
Frequently asked questions
How long does the free fee check take?
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About sixty seconds. You answer a few quick questions about how you take cards and see an estimated savings range on the spot. The full written audit lands within one business day.
What do I need to send you?
One recent processing statement. That is it. We read every line so you do not have to, and your statement stays private and is never sold.
Do I have to switch processors?
No. The audit just shows you what you pay and whether it is fair. If switching saves you money you can do it, and we handle the move. If it does not, we tell you to stay put.
What does this cost me?
Nothing. The audit is free to you. Our processing partner pays us only if you choose to switch and you actually save. If you do not save, you owe nothing.
Which businesses do you help?
Any business that accepts credit cards, from restaurants and retail shops to salons, auto shops, and offices. If you take cards, you have a statement worth reading.
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