The Fee Auditor | Free credit card fee audits for merchants

Free 60-second fee check. See your savings on the spot.

We read the fine print

What are card fees actually costing you?

Answer a few questions and see your estimated savings in about a minute. Then one statement confirms the real number. Free to you: the processor pays us only when you switch and save.

Start the free check

See how it works

Our processing partners

Who we are

The Fee Auditor reads merchant processing statements line by line, finds the fees you are overpaying, and hands you the exact number in writing. Free to you, because our processing partner pays us only when you switch and save.

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Free Audit

Check My Fees

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How it works

Run the free check

Answer a few quick questions about how you take cards. About a minute.

An estimated savings range on the spot.

No email, no phone call, no catch.

Nothing to install or sign.

Start the free check

How it works

Send one statement

Upload one recent processing statement. We read every line so you do not have to.

Every fee explained in plain English.

Junk fees flagged, real rate calculated.

Your statement stays private, never sold.

Start the free check

How it works

Get it in writing

Within one business day, your exact savings figure, in writing.

A clear number, not a sales pitch.

Free to you, the processor pays us only when you save.

Stay or switch, your call.

Start the free check

How it works

Run the free check

Answer a few quick questions about how you take cards. About a minute.

An estimated savings range on the spot.

No email, no phone call, no catch.

Nothing to install or sign.

Start the free check

How it works

Send one statement

Upload one recent processing statement. We read every line so you do not have to.

Every fee explained in plain English.

Junk fees flagged, real rate calculated.

Your statement stays private, never sold.

Start the free check

How it works

Get it in writing

Within one business day, your exact savings figure, in writing.

A clear number, not a sales pitch.

Free to you, the processor pays us only when you save.

Stay or switch, your call.

Start the free check

Results

Real statements,
real savings

Check My Fees

Jewelry and high-ticket retail

How a jeweler stopped overpaying on every sale

See this result

Full-service restaurant

A restaurant took back its per-swipe margin

See this result

Online retail

An online store fixed the 30-cent trap

See this result

What we do

The money hiding in your fees

Your true rate

We total every fee and divide by what you processed, so you see the real percentage you pay, not the headline rate.

Junk fee hunt

We flag the padding: statement fees, PCI charges, batch and 'network access' lines, and the vague ones that quietly add up.

Markup, exposed

We separate the true interchange set by the card networks from your processor's markup, so you see exactly what you are paying for.

Plain-English statement

Every cryptic code and abbreviation on your statement, translated line by line into words that make sense.

Savings in writing

A clear figure for what you could keep, built from your own numbers and put in writing within one business day.

Switch, only if it pays

If moving saves you money, we handle it end to end. If it does not, you have lost nothing but the guesswork. Free to you either way.

Check My Fees

Why it works

Plain math, no pressure

A quick look at how we turn a confusing statement into one clear number, and why the decision to switch is always yours.

Every fee traced to a real cost, so nothing hides in the total.

A written savings number you can trust, built from your own numbers.

Check My Fees

Testimonials

What owners tell us

Representative examples based on typical merchant savings. Individual results vary. Real client stories are added as merchants agree to share them.

“I thought my rate was fine. They found almost a full point of markup buried in fees I never questioned, and the switch paid for itself the first month.”

Restaurant owner

Full-service restaurant, Texas

1 day

Audit in writing

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“No pressure and no jargon. Just a clear number showing what I was overpaying and exactly where. I only wish I had checked sooner.”

Online store owner

Online retail

Fee guides

The fine print, decoded

Published

July 6, 2026

Junk fees decoded: PCI, batch, statement, and network access

Published

July 6, 2026

Interchange vs markup: who actually keeps your money

Published

July 6, 2026

What are card fees actually costing you?

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Run the free check

Send one statement

Get it in writing

Run the free check

Send one statement

Get it in writing

Real statements, real savings

How a jeweler stopped overpaying on every sale

A restaurant took back its per-swipe margin

An online store fixed the 30-cent trap

The money hiding in your fees

Your true rate

Junk fee hunt

Markup, exposed

Plain-English statement

Savings in writing

Switch, only if it pays

Plain math, no pressure

What owners tell us

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Real statements,
real savings