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Interchange and the card brands set some costs that nobody can avoid. Everything else on your statement is fair game for questions, and processors know most owners never ask.
Here are the usual suspects:
- PCI fee: charged for compliance, often billed even when you are already compliant.
- Batch fee: a few cents every time you settle your terminal, every day, forever.
- Statement fee: a monthly charge to send you the very document listing your charges.
- Network access: a real network cost with the processor's markup quietly stacked on top.
A fee with a vague name is still a fee with a real cost.
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The Fee Auditor
We read the fine print
None of these are illegal. Most are negotiable, waivable, or a sign you are on the wrong pricing model.
Add them up over a year. A few dollars a month across five line items is real money, and it rarely buys you anything.
When we audit a statement, junk fees are the first thing we flag, in plain English, with the yearly total attached.
Author:
We read the fine print
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