Stripe is the default for a lot of online businesses, and for good reason: strong tools, clean documentation, and pricing you can read on one page. The headline is a flat percentage plus a fixed fee per transaction.
The headline is rarely the whole story. Stripe stacks additional fees for the things online sellers actually do.
Stripe's base rate is easy to find. Your effective rate is the number that matters.
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The Fee Auditor
We read the fine print
The add-ons that lift your real rate:
- Extra percentage on international cards.
- A currency conversion fee on cross-border sales.
- Charges for features like invoicing, billing, and instant payouts.
Each one is small on its own. Together they push your effective rate well above the sticker. An audit adds them all up on your own volume and shows the true percentage, free to you.
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Author:
We read the fine print
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