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Toast is purpose-built for restaurants: menus, kitchen tickets, online ordering, and payments in a single system. For a busy kitchen, that tight integration is worth a lot.
Payments come bundled in. The processing rate is a flat percentage plus a per-transaction fee, and because it is wrapped inside the platform, it rarely gets the scrutiny a standalone processor would.
When one company runs your POS, your payments, and your loans, all in one can also mean hard to leave.
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The Fee Auditor
We read the fine print
Things worth a closer look:
- The flat card rate on thin restaurant margins adds up fast across thousands of tickets.
- Hardware, software, and add-on module fees stack on top of processing.
- Leaving means replacing the whole system, which is exactly why the rate deserves attention now.
We audit the payments piece specifically, so you can see what the swipe is really costing you, separate from the software you actually want.
Author:
We read the fine print
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