What we found
Restaurant statements rarely travel alone. This one arrived with a statement fee, a batch fee, a PCI charge on an account that was already compliant, and a base rate that had quietly crept up twice since signing. Rate creep never sends a save-the-date.
Stacked together, the restaurant was paying about 22% more than it needed to for the exact same swipes, taps, and dips it handles every service.
Representative examples based on typical merchant savings. Individual results vary. Real client stories are added as merchants agree to share them.
What changed
Nothing the staff would notice. The terminals stayed, the point of sale stayed, and dinner rush ran like always. The processing behind it moved to honest pricing through the processing partner, and the junk lines came off the bill.
The result is about $6,300 a year back in the till. The audit was free to the restaurant: the processor pays us when a merchant switches and saves, so our math only works when theirs does.